Consolidating bank accounts

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Community Bank’s Home Equity First is a fixed-rate loan secured with a first mortgage on your residence that offers lower rates and longer terms than a conventional home equity program.

To learn more, please visit: Citizens Enter a Zip Code Return to our homepage The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint.

To waive the fee, the account balance must not fall below the minimum balance requirement on any day during the statement period. Start saving for a down payment, closing costs and other home-buying fees.

Fixed means your interest rate won’t change for a set period of time.

When it comes time to borrow money, borrow from a friend!

The benefit to this is that you can separate your money by different goals ...

but that only works if you have a reason for having each of those accounts open.

APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit).

You can use it to compare the cost of similar products from other lenders.

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